ServicesNew Course AnnouncementEarly Warning Sign of Loans

Early Warning Sign of Loans

The earlier you can identify problems and warning signs, the more likely you will be able to maximize recovery with the least amount of pain, time and effort.

What you will benefit?

1. Analyze the situations surrounding credit operation
2. Understand lending process and know the risks that might occur in the whole process
3. Identify the causes that led to overdue loan
4. Be aware of lessons learned from the recession to problem loan situations
5. Develop preventive strategy once problem has been identified
6. Explore options for solving loan problems
7. Know the impacts of loan problems
8. Minimize credit risk

Course Contents

1. What is the early warning sign?
2. The situations that associated with credit operation
3. How to identify loan warning sign in credit operation
4. The map of lending
• Pre-disbursement
• Disbursement
• Post-disbursement
5. The root causes of loan's early warning sign
• External factors
• Internal factors
6. Lessons learned from the past experience
7. Impacts of loan problems
8. Credit risk management system and framework
• Credit Organizational Structure and responsibility
• People associated with credit operation
• Monitoring
• Credit culture
9. Prevention loan delinquencies

Training Fee

• USD 85 per participant per day training course
• USD 75 per participant per day training course, is offered to organizations who send 3 or more participants
• Tuition includes presentation, group activities and one to one support
• Training material, including a course folder and CD
• Light refreshments and lunch
• Certificate of attendance

Registration

If you are interested, please fill our enrollment form and then send to us via: sovanne.tourt@acledabank.com.kh or buntaysovanny@acledabank.com.kh

Payment Condition

There is no charge for any cancellation which is made by the deadline of the registration. Cancellation after deadline of the registration and participants not appearing without proper cancellation will be charged the full amount.

Trainers

Mr. YI Sokkim
Senior Faculty, Credit Specialist of ACLEDA Training Center

Born in 1976, obtained a Master’s Degree of Business Administration majoring in general management from the Royal University of Law and Economic in 2008. He graduated with Bachelor of Business Administrative majoring in general management from the Institute of Management and Science, Cambodia in 2006. Since 1997, he has attended numerous courses on banking management and microfinance in Cambodia and overseas. In 2010, he completed the courses of curriculum design & development in Shanghai, Credit Portfolio Risk Management Master Class in Malaysia, and professional consulting skills program in Hong Kong. He attended the training of trainers (TOT) course with Frankfurt School of Finance and management. He completed an international course on Microfinance Management Development and Training of Trainers course at Center for Microfinance Leadership Women’s World Banking. He started working for ACLEDA Bank as a Credit Officer in October 1997 and was promoted to be Chief of Branch Credit Officers in October 2002. He moved to Training Program Unit in May 2007 and was promoted to Credit Department Manager of ACLEDA Bank Lao Ltd (Lao PDR) in February 2008. He has been Senior Faculty, Credit Specialist of ACLEDA Training Center since January 2011.

Mr. YAN Yet
Senior Faculty, Credit Specialist of ACLEDA Training Center

Born in 1980, obtained a Master's degree of Business Administration (MBA) majoring in Management from Norton University, Cambodia, in 2010. He graduated with a Bachelor of Business Administration (BBA) majoring in Management from National University of Management, Cambodia, in 2003. He obtained a diploma in English for Business Communication from Institute for Business Education in 2010. From 2004, he has attended numerous courses on Management, Training of Trainers, Microfinance, Baking and Finance in Cambodia and overseas. He attended training courses on Training of Trainers on Social Performance Management in Philippines, training the trainers & professional development skills in Vietnam, Curriculum Development Programs in Shanghai, Credit Portfolio Risk Management Master Class in Malaysia, and Professional Consulting Skills Program in Hong Kong. He completed a course on Training of Trainers at Frankfurt School of Finance and Management. He completed an international course on Microfinance Management Development and Training of Trainers at Center for Microfinance Leadership Women’s World Banking .He started working for ACLEDA Bank as a Credit Officer in August 2004 and was promoted to marketing officer in February 2007. He was promoted to work in Credit Service Division in April 2008. He has been promoted to Senior Faculty, credit specialist of ACLEDA Training Center since January, 2009.

Guest Speaker: Management from Credit Division.

Note: Please contact us for more information.